Tipton & Coseley Building Society will lend up to 6.5 times income back.
The building society has reintroduced multiple lending to high-income earners, which it last offered in early June.
Multiple High Income Mortgages are intended for customers who can demonstrate greater borrowing capacity. In these cases, Tipton will lend up to 6.5 times income.
A two-year discount of up to 80% loan-to-value (LTV) is available, at 5.59% for new purchases with an arrangement fee of £999.
In other categories, selected interest rates have been reduced, including those for expatriate residential borrowers.
The 21 basis point reduction reduces the two-year discount rate at 90% LTV to 5.69%. The previous arrangement fee of £1,499 has also been removed.
Customers who prefer to fix their mortgage can get the same rate of 5.69% over three years. This is for expatriate residential purchases at 70% LTV, or there are other options with fixed rates of 80% and 85% LTV rounding out the range.
Expatriate buy-to-let mortgages have seen a similar upgrade, with a two-year fixed interest rate of 5.64% and a fixed interest rate of 70%. Tipton Ltd’s real estate buy-to-let ratio now starts at 4.69%, fixed for two years at a loan-to-value (LTV) ratio of 60%.
Becky Wheeler, head of product and sales operations at Tipton & Coseley Building Society, said: “We appreciate that the market is currently challenging with brokers facing frequent product changes and price fluctuations.
“Our commitment is to maintain a competitive position by increasing our prices where we can and offering products across a wider range of LTV ranges. This creates choice and can enable customers to act more quickly on their home buying plans.”
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