Buckinghamshire Building Society has reduced rates across a selection of products within its Credit Revive and Credit Restore mortgage ranges.
Changes from Lender Includes discounts of up to 30 basis points across five products, reinforcing the community’s commitment to supporting underserved borrowers through flexible lending solutions and personal underwriting.
The Credit Revive range has seen a series of rate cuts, with the two-year fixed rate now available at 5.89% up to 70% LTV and 6.19% up to 85% LTV, down from 6.09% and 6.39% respectively. The retirement option has been reduced from 5.99% to 5.85% up to 70% of the LTV.
The credit restore range has also been repriced, with the three-year fixed rate now available at 6.29% up to 60% of LTV and 6.69% up to 75% of LTV, down from 6.59% and 6.89% respectively.
All products are available at a product charge of £499.
Atom Bank cut interest rates across its near-Prime range by 0.10%. Discounts apply across the lender’s entire range, covering products from 60% LTV to 90% LTV, including charging and free options. As a result of the cuts, prices now start at 5.39% for a two-year fixed rate at 60% LTV, with a fee of £1,995.
Alongside cutting rates on a number of occasions, Atom Bank has introduced a LTV cap of up to 90% to support Near Prime borrowers with more modest deposits, as well as launching products with fees of £1,500 and £1,995, in response to broker feedback.
Leek Building Society is increasing the prices of some fixed rate mortgage products, and extending the end dates for its entire product range.
These changes will be effective from June 12.
The new two-year product expiration date is September 30, 2028 and the new five-year product expiration date is September 30, 2031.
The changes are effective as of Friday, June 12.
Details of updated pay rates:
for residence; 90% fixed for five years (no fees): 5.33% up to 5.38%; 95% fixed for 2 years (£995 fee and £400 cashback): 5.52% up to 5.57%; 95% fixed for five years (£400 cashback): 5.45% up to 5.50%; 95% fixed for 5 years (£995 fee): 5.31% to 5.36%
In exchange for 95% joint ownership; 2 years fixed (no fees): 5.41% to 5.51%; Five-year fixed interest (no fees): 5.26% to 5.36%
For a limited company with 75% BTL; 2 years fixed (no fees): 5.63% to 5.73%; Fixed for two years (fee £1,495): 5.31% to 5.41%; Five-year fixed interest (no fees): 5.48% to 5.58%; Five years fixed (fee £1,495): 5.39% up to 5.49%
For 75% of rent: fixed for two years (£995 fee): 5.36% up to 5.48%; Five years fixed (£995 fee): 5.37% up to 5.49%
